You can pay for your order online by bank card through the secure T-Bank payment service (JSC "TBank"). Payment is made on the bank's page, where your card data is transmitted via an encrypted protocol.
Accepted Cards
Bank cards of the following payment systems are accepted:
VisaMastercardМИÐ
Payment Security
All online payments are processed through T-Bank using 3-D Secure technology (Verified by Visa, Mastercard SecureCode, Mir Accept). This ensures that your card data remains inaccessible to third parties. The icosmo.shop website does not store or process bank card data.
Bank Transfer
For legal entities and sole proprietors, non-cash payment against an issued invoice is available. The invoice is generated when placing an order and is available for download in your personal account under the "Orders" section.
Refunds
When an order is canceled or returned, funds are refunded to the same bank card or settlement account from which the payment was made. The refund period is up to 10 banking days from the date the return is approved.
Cash Receipt
After successful payment, a cash receipt is sent to the email address provided when placing the order, in accordance with the requirements of Federal Law No. 54-FZ "On the Use of Cash Register Equipment".
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